Friday, January 4, 2013
i have a lofty goal
soooooooo, i have a pretty lofty long term goal for my cute little fam dam. its a doozie, get ready, its a biggie!
i would like to be debt free.......except for a mortgage(which means death agreement, btw) for the rest of my life.
yup, you guessed it. no car payment, no consumer debt, no medical debt, no nuttin". nada. no owing moolah to anyone! ever!
the problem is how to put this plan into play. we have a couple little things to pay off. less than $2000.00 and we will have absolutely 0 debt. zero!
Buuuuut, our little car is getting old. shes practically elderly. and she has high miles. ridden like a spent horse! so im going to baby her and pamper her for the rest of her life in the hopes that we have enough money saved to have another car baby when Daphne dies.......but hopefully not for a long time. i know she'll stick with us. we have given up much and daph has been there through the thick of it.
its been pretty hard to pick up the pieces of our once shattered financial future. but things are now bright and beaming. another possible part of this plan is staying in the basement. ugh, i know, it can suck at times. but hopefully, if things dont get too frayed at the edges with my parents and sister we will be able to save up a butt-load-o-moolah.
the hardest part is the actual saving. i LOVE having money in the account and feeling like i can spend money if i want to. or go out to the store and buy those cute shoes i want, or buying fancy things for the kids and going on trips, and on and on and on. im ready to make the sacrifice from wordly posessions.......cuz we kinda dont have much anyway, everything we have is in a bedroom in my moms basement and in a 10x10 storage unit in kearns. ive even contemplated on selling everything in the storage unit and eliminating that payment. but i think my mothers house will explode if we try to cram anything else into it. its not a big house and there are many that live there.
this is my goal. and i will make it come to fruition!
p.s. i would love to be a crazy coupon lady and any help on that would be much appreciated. extreme coupons here i come!
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